Im A Mindset Coach Who Works With Top CEOs… Here Are The Traits All Millionaires Share

On the outside, it looks like the rich and famous have glamorous lives filled with lavish trips, fancy meals and opulent purchases.

But according to a mindset coach who works with top CEOs and business moguls, being a millionaire comes with its own set of problems.

Renee Houtstrafrom Edmonton,Canadahas spent years working with millionaires and high-performing entrepreneurs, helping them overcome limiting beliefs and thinking patterns.

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During the years she’s spent coaching successful businessmen and women, Houtstra, 39, has found that all millionaires struggle with many of the same mental blocks.

‘Most people assume that when they finally “make it,” all their problems will fade away,’ she said during an exclusive chat with the Daily Mail.

‘That once the bank account looks healthy, the anxiety will settle, relationships will flow easily, and life will feel complete.But that’s rarely the case.’

According to the expert, top moguls often have a hard time trusting people, are constantly chasing highs and have a hard time accepting their own success, amongst other things.

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Here are the mindset issues that are most common amongst millionaires, according to the expert.

They have a hard time trusting people and struggle to connect with their friends or family

Houtstra revealed that many of her wealthy clients ‘have deep trust issues’ as they often have to wonder if someone ‘genuinely cares about them’ or is using them.

‘They question people’s motives,’ she explained. ‘Over time, this uncertainty breeds isolation and anxiety. They begin to distrust not just others, but money itself.’

She added that she’s seen wealth ‘quietly change’ so many of her clients’ relationships, as many rich people struggle to connect with friends or family members.

‘Old friends might pull away because they don’t relate to you any ,’ she continued.

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‘You can’t talk about your new challenges – team dynamics, investment stress, public scrutiny – without sounding “out of touch” with the people you used to surround yourself with.

‘You start censoring what you say, and hiding parts of your life in an attempt to stay relatable. Isolation is one of the biggest unspoken struggles of high success.’

They’re constantly worried their wealth is going to be taken away or feel it needs to be justified

According to Houtstra, many successful CEOs struggle with a constant fear that their wealth is going to be ‘taken away’ at any moment.

‘No matter how much they earn, they can’t shake the sense that it’s temporary. And it’s a mindset that keeps them in a constant state of tension,’ she revealed.

‘To build true wealth, you have to cultivate emotional safety. That means learning to trust yourself first – your decisions, your discernment, your ability to rebuild if needed. Only then can you experience money as something stable, not fleeting.’

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In addition, the expert said that many high achievers tend to feel the need to ‘justify’ their success, which can be extremely detrimental longterm.

‘This mindset creates a self-perpetuating trap. You overwork to prove you’ve earned what you already have, and the moment you slow down, guilt creeps in,’ she explained.

‘You start to wonder if you’re doing enough. True wealth isn’t about proving your worth through exhaustion. It’s about being at peace with receiving – knowing that your value doesn’t depend on how much you suffer to earn it.’

They are constantly chasing the next high and can’t celebrate their wins

Houtstra said most of her clients are ‘constantly chasing the next milestone’ leaving them unable to feel ‘safe in stillness’ or celebrate their wins.

‘Most millionaires don’t realize how addicted they are to chasing, because their life and their identity has been built around striving, and they struggle to see their own success,’ she said.

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‘Your brain is trained to feel safe in movement, not stillness. So even when success comes, you don’t feel it.

‘I call it the “success hangover.” It’s that moment after you’ve reached a huge goal, and instead of feeling proud or content, you feel anxious or flat. You wonder, “What now?” And rather than rest, you start running again.’

She described it as an ‘exhausting cycle’ and warned that it can ‘lead to burnout and resentment towards the very joy that motivated you in the first place.’

‘A way to overcome this, is to slow down long enough to feel the success,’ she suggested. ‘Try celebrating what you’ve built without immediately asking what’s next.’

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They feel guilty about not giving back enough which leads to self-sabotage

According to Houtstra, millionaires are constantly navigating guilt and left wondering: ‘Am I doing enough? Giving enough? Sharing enough?’

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‘Maybe you grew up hearing that “rich people are greedy” or “money changes people,”‘ she said.

‘So even when you achieve success ethically and generously, there’s a subconscious guilt saying, “Maybe I’m becoming one of them.”

‘That internal conflict can lead to self-sabotage – undercharging, over-giving or hiding your achievements so you don’t seem “too much.”‘

She stressed that having wealth ‘doesn’t make you good or bad’ but simply ‘amplifies who you are already.’

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They expect money to fix problems that were there before they got rich

One of the biggest misconceptions about wealth is that it brings peace. And millionaires who believe in this myth are at risk, Houtstra said.

‘I’ve seen clients reach their financial goals and still feel empty – not because they’re ungrateful, but because they expected external success to heal internal wounds,’ she dished.

‘You might have comfort, control, even admiration – but your inner world remains yours to tend to.’